Terms and Conditions 

Last Updated: 01/10/2025 

Welcome to VB-CARD.IO ("we", "us", or "our"). These Terms and Conditions ("Terms") govern your access to and use of our website, services, applications, and products provided by VB-CARD.IO (collectively, the "Service"). 

By registering, accessing, or using any part of the Service, you agree to be bound by these Terms. If you do not agree to all of the terms, you must not use the Service. 

1. Eligibility 

To use VB-CARD.IO, you must be: 

• At least 18 years old (or the legal age in your jurisdiction). 
• Capable of entering into a legally binding agreement. 

You are responsible for ensuring that your use of the Service complies with all laws, rules, and regulations applicable to you. 

2. Account Registration 

To access most features, you are required to create an account. You agree to: 

• Provide accurate and complete information. 
• Maintain the confidentiality of your login credentials. 
• Be responsible for all activities under your account. 

We reserve the right to suspend or terminate accounts that are inactive, inaccurate, or suspected of malicious behavior. 

3. Use of the Service 

VB-CARD.IO allows users to create and manage digital business cards (vcards), including: 

• Adding personal or business information 
• Linking social profiles 
• Showcasing portfolios and services 
• Generating QR codes 
• Receiving inquiries via contact forms 

You agree not to: 

• Use the service for illegal, harmful, or fraudulent activities. 
• Impersonate another person or business. 
• Upload malicious software, viruses, or harmful content. 
• Interfere with the normal operation of the Service. 

4. Plans & Payments 

VB-CARD.IO offers free and paid subscription plans. By subscribing: 

• You agree to pay all fees associated with your chosen plan. 
• Subscription fees are non-refundable unless required by law. 
• Auto-renewals may apply unless canceled before the billing cycle ends. 

Prices and features may change at any time. We will notify you in advance of significant changes. 

5. Intellectual Property 

All content on VB-CARD.IO including logos, software, designs, and data are the exclusive property of VB-CARD.IO or its licensors. Users retain ownership of the content they upload, but grant us a license to use it solely for operating the service. 

 6. Termination 

We may suspend or terminate your access to the Service if: 

• You violate these Terms 
• We detect abuse or misuse of the platform 
• Required by law or legal authorities 

Upon termination, your access to all cards and data may be disabled or deleted. 

7. Privacy 

Your use of the Service is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your personal information. 

8. Third-Party Services 

VB-CARD.IO may integrate with or link to third-party services (e.g., social media platforms, analytics tools). We are not responsible for the content, policies, or services of third-party sites. 

9. Limitation of Liability 

To the maximum extent permitted by law: 

• VB-CARD.IO shall not be liable for any indirect, incidental, or consequential damages. 
• We do not guarantee the Service will be error-free or uninterrupted. 

Your sole remedy for dissatisfaction with the Service is to stop using it. 

10. Changes to Terms 

We reserve the right to update or change these Terms at any time. Changes will be effective once posted on this page. Continued use of the Service constitutes acceptance of the updated Terms. 

11. Governing Law 

These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction/Country], without regard to conflict of law principles. 

12. Contact Us 

If you have any questions about these Terms, you may contact us at: 

📧 Email: support@vb-card.io 

🌐 Website: https://vb-card.io