1. Introduction
Welcome to VB-CARD.IO, a SaaS platform designed and owned by Novatta Business Services (NBS) for creating, customizing, and sharing digital business cards. By using our services, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully. If you do not agree with these terms, you should not use our services.
2. Acceptance of Terms
By accessing and using the VB-CARD.IO portal, you accept and agree to be bound by these Terms and Conditions. In addition, when using particular VB-CARD.IO services, you shall be subject to any posted guidelines or rules applicable to such services. Any participation in this service will constitute acceptance of this agreement.
3. Modification of Terms
VB-CARD.IO reserves the right to change these terms and conditions at any time. We will notify you about significant changes by sending a notice to the email address associated with your account or by placing a prominent notice on our site. Your continued use of the service after any such changes constitutes your acceptance of the new terms.
4. Description of Service
VB-CARD.IO provides users with access to a rich collection of resources, including various communication tools, content, and branded programming through its network of properties. You also understand and agree that the service may include certain communications from VB-CARD.IO, such as service announcements, administrative messages, and updates.
5. User Registration
To use VB-CARD.IO services, you must register for an account. You agree to provide accurate, current, and complete information about yourself as prompted by the registration form and maintain and promptly update your information to keep it accurate, current, and complete.
6. User Conduct
You agree to use the service only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit the use and enjoyment of the service by any third party. You agree not to:
7. Subscription Plans and Billing
VB-CARD.IO offers various subscription plans with different features and pricing. By subscribing to a plan, you agree to pay the fees specified at the time of your subscription. All fees are exclusive of taxes and other charges. Subscription fees are non-refundable except as required by law or as otherwise provided in these terms.
8. Cancellation and Termination
You may cancel your subscription at any time through your account settings. Your access to VB-CARD.IO services will remain active until the end of your current billing period. VB-CARD.IO reserves the right to terminate or suspend your account for any violation of these terms or for any other reason at our sole discretion.
9. Privacy Policy
Your use of the service is subject to VB-CARD.IO’s Privacy Policy. Please review our Privacy Policy, which governs the collection, use, and disclosure of personal information.
10. Intellectual Property
All content included on the VB-CARD.IO portal, such as text, graphics, logos, images, data compilations, and software, is the property of VB-CARD.IO or its content suppliers and protected by international copyright laws. The compilation of all content on this site is the exclusive property of VB-CARD.IO and protected by international copyright laws.
11. Disclaimers and Limitation of Liability
The VB-CARD.IO portal and its content are provided on an "as is" and "as available" basis without any warranties of any kind. VB-CARD.IO does not warrant that the site will operate in an uninterrupted or error-free manner. In no event shall VB-CARD.IO be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or the inability to use the site or its content.
12. Indemnification
You agree to indemnify, defend, and hold harmless VB-CARD.IO, its officers, directors, employees, agents, licensors, and suppliers from and against all claims, losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any violation of these terms and conditions or any activity related to your account.
13. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which VB-CARD.IO is headquartered, without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the courts located within this jurisdiction.
14. Severability
If any provision of these terms and conditions is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.
15. Entire Agreement
These terms and conditions constitute the entire agreement between you and VB-CARD.IO regarding the use of the service and supersede any prior agreements between you and VB-CARD.IO relating to the service.
16. Contact Information
If you have any questions about these terms and conditions, please contact us at:
By using VB-CARD.IO, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.
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